I firmly believe that buying financial products that are poorly understood should not be purchased. I did not understand products tied to oil and I still bought them. This was a childish mistake, one I hope never to repeat. However, it is water under the bridge. Masha Son lost billions of dollars and seems to have a tenacity to persevere. I too hope to have this same strength and continue on. Following a rigid plan of analyzing what I purchase, delineating why I would purchase it, and knowing under what circumstances I would exit the position will be my process moving forward. I believe adhering, rigorously, to these stipulations that I will avoid the traps I seem to have repeatedly stepped in.